1. Accepted Payment Instruments

Fanrum Electronics provides an encrypted, PCI-DSS compliant checkout process. We accept the following major payment methods:

2. Currency & Pricing Transparency

All catalog prices on https://fanrum.com are presented in United States Dollars (USD).

• No Surcharges: We do not add credit card processing fees, checkout administration charges, or handling fees.
• Sales Tax: Where required by state and local regulations, applicable sales tax is itemized and calculated during checkout based on your delivery destination.

3. Transaction Security & PCI Compliance

We maintain strict security safeguards for all customer financial information:

• 256-Bit SSL Encryption: All checkout pages and customer data transfers are protected by Transport Layer Security (TLS/SSL).
• Level 1 PCI Compliance: Payment processing is managed via tokenized, certified Level 1 PCI-DSS gateways. Credit card numbers and security codes (CVV) are never stored in plaintext on our servers.
• Address Verification System (AVS): To prevent unauthorized card use, your billing address must match the registered address on file with your issuing bank.

4. Troubleshooting Card Declines

If your card transaction fails at checkout:

• High-Value Authorization Flags: Because our catalog includes high-value electronic systems, your bank’s automated fraud monitoring may temporarily hold the transaction. Contact your bank’s authorization department to pre-approve the purchase with “Fanrum Electronics”.
• Billing Address Match: Verify that the billing zip code entered on our checkout page matches the exact address associated with your card statement.
• Daily Limits: Confirm that the purchase does not exceed single-transaction or daily spending limits set by your financial institution.